Medicare Explained / Medicare Part B & Medicare Part A (and Supplements)

Medicare Explained / Medicare Part B & Medicare Part A (and Supplements)

Medicare Explained -Visit for more:
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Medicare Explained is the best video to explain Medicare. It covers what you need to know about Medicare Part A & Medicare Part B (and Supplements), plus the choices you have to make once you start Medicare. Medicare Explained, Medicare Made Clear, Understanding Medicare, no matter how we title these videos the bottom line is they need to help you understand Medicare and the choices ahead.

Medicare Advantage vs Medicare Supplement Plans
No matter how we word it, understanding Medicare is not always as easy as it looks. We do our best to make it easy for you. Enjoy!
Learn what you need to know about Medicare Part A, Medicare Part B and the choices you have to make when you start Medicare. We also discuss Medicare supplement vs. Advantage plans.

Matthew Claassen is an independent Medicare insurance broker licensed in 49-states.
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Medicare Explained, understanding Medicare, Medicare made clear. In this video I am going help you learn about Medicare explained in an easy to understand format. By the end of this video Medicare will be made clear for you. You will understand how Medicare works.
Once you understand the Medicare basics of Part A and Medicare Part B, you will be faced with choosing one of three paths to take with your Medicare. .

Medicare Part A is that portion of your health insurance that pays for your healthcare whenever you are an inpatient in a medical facility. As soon as you become an inpatient in a hospital, Medicare Part A takes over. The same when you become an inpatient in a skilled nursing facility or hospice. The one exception is that if you are not able to physically get to a medical facility for healthcare, Medicare Part A also pays for home healthcare.
Think of Medicare Part A is inpatient insurance.
Medicare Part B is the part of Medicare that pays for outpatient and physician services.
This is the portion Medicare insurance you use when you see a doctor or have lab tests or physical therapy and so on. Medicare Part B also includes some wellness coverage.
Medicare Part B is the part of Medicare people use most often because most of our medical care is via outpatient services. Even many surgeries and hospital services are now done as an outpatient and are thus covered under Medicare Part B.
It is important that this Medicare explained video communicate what you need to know about Medicare. Understanding Medicare is important. So Medicare made clear is the first step to making an informed decision.

Your Original Medicare (Part A & B) is good anywhere in the country. You can see any doctor, go to any medical facility in any state or territory, as long as they accept Medicare. You do not need to get permission from a primary care physician. You have both freedom to go where you need and control to see who you choose.
Also it is important to understand that Medicare Advantage Plans are local coverage. If you are a snowbird, and RVer or just travel the country that should rule MAPD as an option.
New To Medicare

Where to enroll in Medicare online:
Once enrolled get your My Medicare Account:
Use this link to shop for Medicare Part D:
This Medicare Guide is often referred to as a Medicare supplement buyers guide:

#MedicareExplained #NewToMedicare #MedigapSeminars #MedicareSupplementPlans #Medicaresupplements #Medicare


  1. Zerai Tesfai on March 2, 2023 at 8:41 am

    I am new to medicare. So need help how should I join it.can I choose my hospital ex kaiser or the medicare allocate me.
    are my options. Please need your help.

  2. on March 2, 2023 at 8:46 am

    #medigapseminars <– Click the hashtag to see more of my videos! Or subscribe to my channel. Feel free to reach out to us for help with Medicare. We work in 49-states (all but Massachusetts – they opted out of standardized Medicare). Our services are free to you, the consumer. We also offer our clients a free professional Medicare Advocate:

  3. Jack Dreddle on March 2, 2023 at 8:48 am

    The huge Federal welfare programs, Social Security and Medicare will cost over 2 trillion this year. Seniors are stealing from their children and grandchildren. Both programs should be eliminated. Seniors should pay their own way.

  4. Jack Bates on March 2, 2023 at 8:49 am

    Under Medicare Part A, are the surgeon’s bills paid for by Medicare while in the Hospital? Thanks so much!

  5. Aurora Angeles on March 2, 2023 at 8:49 am

    I have a question my medicare is Part A and B i applied for Gold Plus(HMO)temporary because not time for enrollment .now i want to enroll with Medigap.Ineed help what should , me.aurora.

  6. DJ C on March 2, 2023 at 8:51 am

    Easy to understand and informative. Now I just have to figure out how to go from my employer retirement medicare HMO to a Medigap plan. Thanks

  7. Empty Buddha on March 2, 2023 at 8:52 am

    These are the best videos on this subject bar none!

  8. Jeff Van Laningham on March 2, 2023 at 8:53 am

    I just accepted a job as a medicare customer service professional and am using your videos as a foundation to my understanding of medicare insurance. thank you, good stuff.

  9. TJ17276 on March 2, 2023 at 8:54 am

    How do they just switch your supplement carrier to another carrier.

  10. Ammar Bouzouar on March 2, 2023 at 8:55 am

    Thanks for replying.
    I chose to keep my Fed Employee BC-BS insurance coverage after retiring at 65 because I wanted to live overseas and Medicare told me they wouldn’t cover me outside the USA .
    My question, now that I plan to return to the US, I had automatically Medicare Part A, could I switch from BC-BS to Medicare Part B without penalty?
    BC-BS is so expensive and hardly covers any of my medical expenses!

  11. willard phillips on March 2, 2023 at 8:55 am

    Hello Matthew I have my husband medical plan. I’ve just been put on ssdi but now is the time for my Medicare to kick in on August of 2022 they are telling me to pick a plan. I think original plan is the way to go for me. My question is since I have insurance already will my insurance company work with Medicare for my prescriptions or would I have to go and find a different plan. Confused on that part can you help me understand how this would work for me. Thanks again if I could call you, I will do so. So that I can really grasp what I need to do to understand this.

  12. Michael Costantino on March 2, 2023 at 8:55 am

    Matthew, Thank you so much for this video together. I found it extremely well done. The explanations are very clear and concise. Your review summaries are excellent! I never knew how involved Medicare and health care after retirement is going to be. Your explanations are advice are making it much more manageable. Thank you again!!

  13. vpcreationsunlimited P on March 2, 2023 at 8:56 am

    hi sir, this is the best video ever. i need this for work and it’s very very helpful . god bless you. nice voice and very easy to understand.

  14. BABOUTIT PRODUCTIONS on March 2, 2023 at 8:58 am

    The open enrollment for Medicare is now for 2022 but my husband doesn’t turn 65 until the end of January 2023 can he or should he enroll now (before his birthday) during the open enrollment period?

  15. Daniel Santiago on March 2, 2023 at 8:59 am

    Thank you Matthew for making all your videos understandable. I have had an influx of information by different vlogs that make it confusing. Knowing that there is quite alot to intake I appreciate your orientations.

  16. Sue W on March 2, 2023 at 8:59 am

    Thank you, I know so much more than I did an hour ago! Good explanation with just the right amount of repeat.

  17. Galen Vetterick on March 2, 2023 at 9:00 am

    The thing they never tell when pushing a Medicare Advantage plan is they only pay 80 percent and you are not allowed to buy a suppliment to pay the 20 percent. Why not say so?

  18. Elix Tido on March 2, 2023 at 9:01 am

    Great video. I watched as a refresher course. I have A, B, G and D and recently received a bill for $84 after seeing a podiatrist for a fairly routine visit. I guess a call is in order to find out why as I thought G eliminates those doctor surprises. Thanks again.

  19. BABOUTIT PRODUCTIONS on March 2, 2023 at 9:01 am

    Thank you for making these videos and helping me to understand Medicare. This has been so helpful and I feel better equipped to make an informed decision!!!!

  20. Dale Harris on March 2, 2023 at 9:01 am


  21. Jack Dreddle on March 2, 2023 at 9:01 am

    Why are Medicare premiums so low?

  22. Îris Wilson on March 2, 2023 at 9:01 am

    Good information. You are very knowledgeable. I understand medicare much more clearer now. Thank you

  23. Dsantis J on March 2, 2023 at 9:02 am

    Thank you!

  24. Ed Rodgers on March 2, 2023 at 9:03 am

    Medicare is socialized medicine for seniors. All Americans should be allowed to enroll in programs like Medicare.

  25. Steve Benoit on March 2, 2023 at 9:03 am

    I’m a plan in I can afford it and usually I’m saving money. I also have VA medicine and check-ups if I need to

  26. Richard Argst on March 2, 2023 at 9:03 am

    in simple terms, Medicare is socialized medical care for the elderly.

  27. Brenda Lee on March 2, 2023 at 9:05 am

    Do you have a video on helping with the AHIP test?

  28. Ernie Bell on March 2, 2023 at 9:07 am

    I’ve been trying to get my Korean wife enrolled through Medicare. However, since I am a retired service member in Korea and my wife is Korean they said I have to go through the US Embassy in the Philippines. I started in March 2021 and some of the delay was sending certified mail to Manila. I did that through a military postal service. It took a month to get to Manila, the Philippines and sat there for 3 months due to a lock down. Finally around October the Medicare section in Manila said all the correct paper work was done and was sent to the US for processing.

    My wife still hasn’t received anything and now it has been 11 months and 2 weeks since we have started. I contacted Medicare in the US but they said I have to check with the US Embassy in the Philippines. However, the US Embassy says they have to wait for Medicare to finish in the US.

    Talk about lazy, worthless and incompetent people. As a retired US Army service member, I was proud to serve my country. My only regret is that we also serve and protect those who could care less about us.

  29. David Steiner on March 2, 2023 at 9:08 am

    I am getting ready to sign up for Medicare Part B with either an advantage plan or medigap plan. I bought the Medicare for Dummies book, read a lot on line, read the tons of mail I have received, but your 30 minute video was outstanding and gave me all the information I needed to know to avoid an advantage plan and to go with a medigap plan. I wish I found your video sooner, would have saved hours of my life researching all of this. I am looking forward to checking out your other videos. Thank you again.

  30. Patricia Del Real on March 2, 2023 at 9:08 am


  31. MamalovesherKamadoJoe on March 2, 2023 at 9:08 am

    Come on you drag on.

  32. MEck on March 2, 2023 at 9:11 am

    I am so thankful finding this as I approach “the decision”…
    Man I ask a “personal” question?- how do you folks make your money? You locate insurance companies for people…and than what?

  33. Louis Valentino on March 2, 2023 at 9:16 am

    I was told by Social Security office that Part A only covers hosptial room but not for any other tests that you get at the hospital. Is this true? She said that Part B covers other tests done at the hospital.

  34. Blessed One on March 2, 2023 at 9:17 am

    I liked this video. I have an agent who is recommending my part D. I heard you say at the end don’t use an agent. I will watch the other video as I am signing on Monday, I think. He has been a great agent over the years and trust his advice. So, this concerning now. Thank you so much for your time in information. I will watch the Part D video to see what I should do. Again, much thanks for making a video that I did not fall asleep with repetitious explanations. I understood it very well. This is my first at Medicare and it is not easy to grasp all that is needed to choose from at once.

  35. Patricia Del Real on March 2, 2023 at 9:19 am


  36. Romans 10:9,10 on March 2, 2023 at 9:20 am

    It helps me to hear this explained in an easy-paced manner as you have. Thank you.

  37. Madeline Halimi on March 2, 2023 at 9:21 am

    Was looking to help my mom sign up. This was so helpful. Thank you so much!

  38. Leslie Goodwin on March 2, 2023 at 9:21 am

    Matthew did an awesome bob of explaining Medicare part A and B in this video and made it very easy to understand! Thank You Matthew, I appreciate you!

  39. Jim on March 2, 2023 at 9:22 am

    No we won’t, because what should have been done is say use a representative example i.e a colonoscopy and show what it would cost using the various options.

  40. Actuuaal Evythg on March 2, 2023 at 9:23 am

    Very nice explanation. Good speaking style, also.

  41. Kevin S. Oshiro on March 2, 2023 at 9:24 am

    Good to Know things about the Medicare Advantage plan.. vs. Medicare A (hospital) & B (dentist, eye doctor); MediGap (Medicare supplement plans)….

  42. Roc Robert on March 2, 2023 at 9:24 am

    How about traveling overseas are you covered

  43. Steve Benoit on March 2, 2023 at 9:26 am

    Great explanation I am a plan in I think I’m saving some money and I can also afford the $20 for the doctor visits. I get medicine from the VA and also checkups if I care to thank you

  44. Laurie Strickland on March 2, 2023 at 9:26 am

    Having to do a crash course and Medicare for parents. This video is very clear and helpful. Thanks for sharing

  45. Lonnie Trimarche on March 2, 2023 at 9:27 am

    Thank you for this information. also, thank you for providing staff that answers the phone, calls you back, can make an appointment over the phone. I really appreciate the customer service so I can make the change from the so called advantage plans ( certainly not an advantage to the consumer) to original Medicare plus medigap plans.
    You do a good job. Thank you

  46. RoaldyBoy on March 2, 2023 at 9:29 am

    Very articulate and clear, I will be calling you soon! Thank you Matthew

  47. David Brown on March 2, 2023 at 9:31 am

    Thank you for the information. I was recently approved for SSI disability. I received a Medicare card unexpectedly. I had no idea what decisions to make. My major question is this. I currently have a medicade plan, Arizona complete health. Do I need Medicare part B? Or is my medicade plan now my Medicare supplement plan? If anyone sees this please help.

  48. JoAnn Manes on March 2, 2023 at 9:32 am

    Thank you for Channel. I am currently a life, accident and health insurance agent studying for United healthcare to be able to sell Med Supp products. The company that I work for has made it very clear that we do our business morally and ethically in favor of the clients’ he needs. I would also like to be able to educate my friends, family and acquaintances and other business partners. A quick review on your seminar; the information was presented very clearly, the recaps were a nice review. The resources that we can navigate on our own that you provided are a wonderful tool. The pace in which you recorded this video was nice and your cadence remained calm and consistent. If I could give you 10 Stars I would. Thank you for doing this for us all.

  49. Robert Stevens on March 2, 2023 at 9:37 am

    Medicare is socialized medicine. Fixed premiums. Fixed prices. Fixed eligibility. All subsidized by the Federal government.

  50. janakiram setty on March 2, 2023 at 9:39 am

    Very well explained as it is very hard to delineate.
    IF I take few meds and very rarely require to see specialists or go to hospital, is medicare andvantage plans beneficial